It cannot be said that the use of psychological methods is absolutely devoid of any complications.Though many years of experience in the use of funds in a competitive environment influence on details such as drafting employment contracts, ensuring full motivational package.

There are some psychological techniques borrowed from abroad and their adaptation in the vast majority of cases has been reduced to minimum. As a result, practices that still somehow can be used in search and selection of personnel do not meet basic requirements of psychrometric

The second major obstacle to the use of modern psychological diagnostics in practice of professional selection is the low level of psychological training of managers of contracting authorities and, alas the candidates who wish to obtain working space without making much effort. So professional psychologists are not enough to manage a professional psychological selection of personnel and solving other problems at the company related to the estimation of the personnel. Also well-established psychological assessment tools that meet all necessary requirements are required.

Cold calculation or intuition?
“Maximum results” is a wide concept. What do professional marketers deal with?
At first glance, their work looks pretty boring. Thay learn what changes occur in the global market, how much the advertising budget of a competiting company grew and how it will affect the business development.

On the other hand, each task that they solve requires creativity. How to create branded products, how to conduct an advertising company, how to improve the product, through whom to organize and establish an effective dealer system, where to pave the way for an quick promotion…

The work in a marketing sphere is a combination of the system and directly the nature of man. It combines technology and art. Developing strategies, and building a brand are technologies of the content process. And art is in working with people. It requires talent, imagination and soul. After all, the attraction of buyers is communication, game, show.

The marketing is considered to be one of the most promising fields. This confirms the opening of new universities and specialized departments and faculties, where teachers and administration will “make” the geniuses in the field market management.

The budget is the most basic thing in financial planning. It is therefore especially important to be careful when compiling the budget. To start you have to draw up your own budget for the next month and only after it you may make a yearly budget.

As the basis takes your monthly income, subtract from it such regular expenses as the cost of housing, transportation, and then select 20-30% on savings or mortgage loan payment.

The rest can be spent on living: restaurants, entertainment, etc. If you are afraid of spending too much, limit yourself in weekly expenses by having a certain amount of ready cash.

“When people borrow, they think that they should return it as soon as possible,” said Sofia Bera, a certified financial planner and founder of Gen Y Planning company. And at its repayment spend all that earn. But it’s not quite rationally “.

If you don’t have money on a rainy day, in case of an emergency (e.g. emergency of car repairs) you have to pay by credit card or get into new debts. Keep on account of at least $1000 in case of unexpected expenses. And gradually increase the “airbag” to an amount equal to your income for up to three-six months.

“Usually when people plan to invest, they only think about profit and they don’t think that loss’s possible”, says Harold Evensky, the President of the financial management company Evensky& Katz. He said that sometimes people do not do basic mathematical calculations.

For example, forgetting that if in one year they lost 50%, and the following year they received 50% of the profits, they did not return to the starting point, and lost 25% savings. Therefore, think about the consequences. Get ready to any options. And of course, it would be wiser to invest in several different investment objects.